Orthodontic insurance and financing are some of the most common topics patients ask us about when starting treatment. At RH Orthodontics, we help patients understand their PPO benefits, verify coverage, file claims, and review financing options so the process feels simple and straightforward.
Insurance
We work with most PPO insurance plans and are happy to help patients understand how their orthodontic benefits may apply to treatment.
Orthodontic insurance works a little differently than regular dental insurance. In many cases, orthodontic benefits are not paid the same way as routine dental benefits, and coverage can vary depending on your provider and your specific plan.
Many plans include a lifetime orthodontic maximum, which means the insurance company will pay up to a certain amount toward orthodontic treatment over the course of your lifetime. Some plans cover orthodontic treatment only for children, while others may include adult orthodontic benefits as well. There may also be age limits, waiting periods, or network considerations depending on the policy.
That is why we take the time to help review your benefits before treatment begins.
When you come in for your consultation, our team can verify important details like whether your plan includes orthodontic coverage, who is eligible under the plan, whether there is a lifetime maximum, and how benefits are typically paid.
If you move forward with treatment, we will also file your orthodontic insurance claims for you. We want to make the process as easy as possible and help you maximize any available PPO orthodontic benefits. While final coverage is always determined by your insurance provider, we are here to help guide you through it.
Financing
Even if you do not have orthodontic insurance, treatment may still be more manageable than you think.
At RH Orthodontics, we offer flexible in-house financing that is typically structured through your treatment term. This allows patients and families to break treatment into monthly payments rather than paying the full amount upfront.
For many families, in-house financing is a simple and convenient option because payments are spread out in a way that aligns with treatment.
For patients who would prefer longer payment terms, we also offer Cherry. Cherry is a third-party financing option that can provide longer monthly payment plans beyond our standard in-house financing timeline.
During your consultation, we will review your treatment plan, go over available payment options, and help you choose the approach that works best for your needs.
At RH Orthodontics, our goal is to make treatment feel accessible, clear, and easy to navigate from the very beginning.
Schedule your free consultation
If you have questions about orthodontic insurance or financing, we are here to help. During your free consultation, we can review your treatment options, verify your benefits, and talk through payment solutions that work for your family.
Schedule your free consultation today to learn more about getting started at RH Orthodontics.
